Planned Giving 

Planned giving is the process of making a significant charitable gift during a donor’s life, or at death, that is part of his or her financial or estate plan. Planned gifts can make use of legal and tax strategies to realize your personal financial goals while creating a meaningful legacy by supporting an organization that you truly believe in. It is a way for you to increase the impact of your gift to the financial benefit of you and your family while supporting a cause you care about.

We encourage you to speak with your trusted professional advisor, such as an attorney, financial advisor, or CPA, to learn more about creating a legacy to benefit the Humane Society of the Treasure Coast that works best for you.

Bequest

A bequest, or gift through your will or other estate planning document, can support your estate tax or financial goals. You can describe a dollar amount, specific property to be given, or percentage of your residuary estate to bequeath to the Humane Society of the Treasure Coast.

Charitable Gift Annuity

Gift Annuities guarantee the donor interest payments on their donation. Under a contract, the donor can contribute funds or assets to the Humane Society of the Treasure Coast, and in turn the organization makes fixed payments to the donor for the remainder of his/her lifetime. At the time of the donor’s death, the remaining balance goes to the Humane Society of the Treasure Coast.

Charitable Trusts

A Charitable Trust is a financial instrument by which a donor (grantor) can transfer assets into a trust designating the Humane Society of the Treasure Coast as the beneficiary. There are a variety of charitable trust vehicles all designed to be tax efficient ways to give.

Endowments

An endowment is what you do with the gift, rather than the planning for the gift or the gift itself. Endowments can be created or contributed to as a permanent investment in the future of the Humane Society of the Treasure Coast. A true endowment gift is permanently invested within a charitable organization, like HSTC, and supports initiatives in perpetuity, with a portion of the endowment’s value used annually as the donor specifies or as the board chooses.

Life Insurance

It is easy to change your life insurance beneficiary designation to the Humane Society of the Treasure Coast, in whole, in part (as a percentage or a specific dollar amount), or as a contingent beneficiary should your primary beneficiary not survive you. You can also make an outright gift of an existing or new life insurance policy, by naming the Humane Society of the Treasure Coast as the owner and beneficiary of a policy you currently hold or purchase for that specific purpose. You may receive a federal income tax charitable deduction and reduce your future estate tax liability. Your policy can become a powerful and simple way to support the mission and work of the Humane Society of the Treasure Coast.

Retirement Plans

401(k) and 403(b) plans, corporate pensions, IRA accounts and other tax-qualified retirement plan instruments can be designated as charitable gifts by using a Beneficiary Designation Form resulting in significant tax savings for the plan owner. The Humane Society of the Treasure Coast can be designated as the primary beneficiary, or partial (by percentage or specific dollar amount), or as the contingent beneficiary, should your primary beneficiary pre-decease you.

Congress also reinstated a law that would allow you to make a tax-free gift from your individual account (IRA) as a “IRA charitable rollover,” this year and years into the future. This law allows individuals 70½ or older to transfer up to $100,000 from their individual retirement accounts directly to a qualified charitable organization, like HSTC, without being subject to income taxes on the distribution. This law applies only to IRAs and not to other types of retirement plans.

Donors who choose to create this meaningful legacy that supports HSTC for years to come, become a part of our Cherished Friends Circle. If you are interested in joining this prestigious society, or are already a member by virtue of a bequest you have made in your plans, please contact HSTC Development Manager, Ashton Standish, at 772-600-3216.